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	Phone  (206) 838-1023

Carl is an owner and account executive with over 25 years of expertise in the insurance and bonding arena. He has specialized in handling property owners, developers, contractors, manufacturers, and a wide variety of other accounts. He grew up in the Seattle area and graduated from the University of Washington in 1981.

Carl joined Lovsted Company in 1982 after a training stint at a regional insurance company. He has done everything involved with the agency, starting with personal lines, working in to commercial insurance, and became owner and manager of Lovsted Company in 1994. The agency merged with Worthington Insurance in 2000 to form the now Lovsted Worthington organization.

Carl brings a strong personal involvement to the organization as well as his diverse clientele. The goal we adhere to at Lovsted Worthington, is to have satisfied clients and to provide “one source” for all your risk management and insurance needs.

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	Phone  (206) 838-1024

Mark is a Senior Account Executive with over 31 years of experience, with specialty experience in wholesale, manufacturing and construction risks. Mark holds a Washington State Insurance Agent’s license and Broker’s license.

Mark began his career as a claim representative and later moved into an underwriting position with Travelers Insurance Company. He then spent five years as a Vice President with Marsh & McLennan in Seattle before joining Lovsted Company, later becoming Lovsted-Worthington, in 1991.

Mark's background in claims, underwriting and as a Vice President for the world's largest insurance broker has allowed him to offer excellent service and advice to his diverse clientele. Mark's goal is to provide one source for all risk management and insurance needs.

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	Phone  (206) 838-1090

Steven is an Account Executive practicing in the non-profit and legal sectors, where he is head of both Lovsted Worthington’s nonprofit and law firm group(s). Steven holds a Bachelor of Science in Business Administration, summa cum laude, from the University of California, Riverside.

Steven joined Lovsted-Worthington in 2006, representing organizations ranging from private foundations to large organizations in all matters concerning the placement of commercial insurance including professional liability, property, general liability, directors & officers, employment practices liability, auto, internet liability, ERISA, crime, workers’ compensation and umbrella.

His experience includes sitting as Program Coordinator in charge of corporate and executive fundraising for a nonprofit healthcare and later as an insurance provider in one of the nation’s largest insurance agencies. Steven’s expertise encompasses a wide variety of clientele including, but not limited to; law firms, private foundations, for-profit and non-profit firms, healthcare organizations, social service, arts organizations, private schools, industry associations, housing foundations and CPA firms. Steven is currently chair of the insurance industry campaign for the United Way of King County and has served on numerous boards and advisory committees.

Steven brings innovation, his knowledge of insurance and the insurance marketplace to each of his clients where he provides coverage analysis, risk management implementation and claim resolution. This is where he demonstrates a solid proactive approach by supporting the goals of the client by going beyond handling their business risks and insurance.

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	Phone (253) 509-0319

Jim is primarily involved with business development for Lovsted Worthington. He graduated with a Bachelors degree from Central Washington University in 1973 and a Masters degree from Washington State University in 1976. After graduating, he began his insurance career as an underwriter and marketing representative for a large national insurance company. He has over 30 years insurance experience as an underwriter, marketer and broker. Jim began his career with Lovsted Worthington in April 2000 .

During his career Jim has been actively involved with insurance industry professional organizations, including serving as President of the Board for the Pierce County chapter of the Independent Agents and Brokers of Washington in 1987.

His areas of focus include:
Senior Living and Healthcare
Public Entities
Non-profit Organizations
Transportation

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	Phone  (206) 838-1022

Tim has over 20 years of experience in the insurance industry as a commercial property/liability producer and in business development. He has experience working in numerous industry groups from construction, real estate, food and beverage, manufacturing, distribution, hospitality, medical, communications and energy. Tim understands and supports the long term goals of his clients. Understanding his clients’ insurance and financial product needs and working with his skilled and experienced associates at Lovsted Worthington to produce a valued solution for his clients is what he does best. Tim is a graduate of the University of Washington, member of the U of W alumni club, the Big W Club and board member of the 101 Club at the Washington Athletic Club.

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	P: 206-838-1260

Sue is Director of Personal Insurance at Lovsted-Worthington. With over 30 years of insurance expertise primarily in the Personal Insurance arena, she joined our team in February of 2009. Prior to joining Lovsted Worthington, Sue was a partner with one of the largest recognized regional brokerage firms in the Pacific Northwest. Utilizing her background from company underwriter to Director of Personal Insurance at Lovsted-Worthington, she has been recognized as one of the leaders in the Personal Lines field serving on various insurance company councils, both Regionally and on the National level. In 2010 Sue received Safeco's Award of Excellence in Personal Lines, the highest honor given for excellence in personal insurance underwriting. She previously received the Don C. Burnam Award from the Independent Insurance Agents and Brokers of WA, the highest honor given by the Association She believes in strengthening relationships with clients, providing individualized and personal portfolios to fit each client's needs.

In addition to a Bachelors degree from the University of Portland, she is a Licensed Agent/Broker and achieved her Certified Insurance Counselor designation. She has served as President of the Tacoma Pierce County Insurance Women and is Past President of the Independent Insurance Agents and Brokers of WA (IIABW). She currently holds the Position of State National Director of IIABW.

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	Phone  (206) 838-1025

Sue started her career in commercial insurance in 1990 at a National Brokerage firm working on claims and small accounts. Sue quickly moved into the larger commercial accounts - with her main focus on extensive property schedules. Sue joined Lovsted Worthington Insurance in 1995 and has been an excellent account manager. She now oversees several of our larger commercial accounts and is responsible for internal commercial procedures and quality control.